How to Download Golden Card: A Complete Guide
If you are looking for a way to access quality health care services at affordable prices, you might have heard of the Golden Card. The Golden Card is a health insurance card that covers the cost of hospitalization and treatment for various diseases under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) scheme. The scheme aims to provide health coverage to over 10 crore poor and vulnerable families in India.
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But how can you download the Golden Card and use it to avail health benefits? In this article, we will explain what the Golden Card is, how to download it online, and how to use it effectively. Let's get started!
What is Golden Card?
The Golden Card is a unique identification card that enables you to get free health care services at any of the empanelled hospitals under the AB-PMJAY scheme. The card contains your name, gender, age, family ID, PMJAY ID, QR code, and photograph. The card also has a helpline number and a website address for any queries or complaints.
Benefits of Golden Card
Some of the benefits of having a Golden Card are:
You can get cashless and paperless treatment for up to Rs. 5 lakh per family per year at any of the public or private hospitals across India.
You can choose from over 24,000 hospitals and more than 1,500 health packages that cover various medical procedures, surgeries, and therapies.
You can get access to secondary and tertiary care services, including pre-hospitalization and post-hospitalization expenses.
You can get coverage for all pre-existing diseases and COVID-19 treatment.
You can get portability benefits, which means you can use your card in any state or union territory without any restrictions.
Eligibility Criteria for Golden Card
To be eligible for the Golden Card, you need to belong to one of the following categories:
Deprived rural families as per the Socio-Economic Caste Census (SECC) 2011 data.
Urban poor families as per the SECC 2011 data.
Families covered under the Rashtriya Swasthya Bima Yojana (RSBY) scheme as on 31st March 2018.
You can check your eligibility status by visiting the official website of AB-PMJAY ([8]( or by calling the toll-free number 14555 or 1800-111-565.
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How to Download Golden Card Online?
There are two ways to download the Golden Card online. You can either use the Beneficiary Identification System (BIS) portal or the Ayushman Bharat Digital Mission (ABDM) portal. Here are the steps for both methods:
Steps to Download Golden Card from Beneficiary Identification System
Visit the BIS portal ([1]( and enter your mobile number and Aadhaar number.
Enter the OTP received on your mobile number and Aadhaar e-KYC OTP received on your Aadhaar linked mobile number.
Select your scheme (PMJAY or CAPF), state, and search parameter (AB-PMJAY ID, mobile number, or family ID).
Enter your AB-PMJAY ID, mobile number, or family ID and click on "Search".
Select your name from the list of beneficiaries and click on "Download Ayushman Card".
Save the PDF file of the Golden Card and print it out.
Steps to Download Golden Card from Ayushman Bharat Digital Mission
Visit the ABDM portal ([2]( and click on "Register Now".
Enter your mobile number and Aadhaar number and verify them with OTPs.
Fill in your personal details, such as name, gender, date of birth, address, etc.
Upload your photo and any other documents if required.
Review your details and submit your registration.
You will receive an SMS with your ABDM ID and a link to download your digital health ID card.
Click on the link and enter your ABDM ID and OTP to download your digital health ID card, which also acts as your Golden Card.
How to Use Golden Card?
Once you have downloaded your Golden Card, you can use it to access various health services under the AB-PMJAY scheme. Here are some of the ways you can use your Golden Card:
How to Avail Health Services with Golden Card?
To avail health services with your Golden Card, you need to follow these steps:
Visit any of the empanelled hospitals near you. You can find the list of hospitals on the AB-PMJAY website ([8]( or by calling the helpline number 14555 or 1800-111-565.
Show your Golden Card or digital health ID card at the help desk of the hospital.
The hospital staff will verify your identity and eligibility using the Hospital Empanelment Module (HEM) system.
The hospital staff will issue you a pre-authorization request form, which you need to fill in and sign.
The hospital staff will submit the form to the State Health Agency (SHA) or the National Health Authority (NHA) for approval.
Once approved, you can get admitted to the hospital and receive cashless and paperless treatment for up to Rs. 5 lakh per family per year.
How to Manage Health Records with Golden Card?
Your Golden Card or digital health ID card also allows you to manage your health records online. You can access your health records by logging in to the ABDM portal ([2]( or by scanning the QR code on your card. You can view, download, share, and update your health records anytime and anywhere. You can also give consent to share your health records with other health care providers or third parties for better diagnosis and treatment.
Conclusion
The Golden Card is a great way to get quality health care services at affordable prices. It covers the cost of hospitalization and treatment for various diseases under the AB-PMJAY scheme. You can download the Golden Card online from either the BIS portal or the ABDM portal. You can use the Golden Card to avail cashless and paperless treatment at any of the empanelled hospitals across India. You can also use the Golden Card to manage your health records online. If you are eligible for the Golden Card, don't wait any longer. Download it today and enjoy its benefits!
FAQs
Here are some of the frequently asked questions about the Golden Card:
Q: How can I check my balance on my Golden Card?
A: You can check your balance on your Golden Card by visiting the AB-PMJAY website ([8]( or by calling the helpline number 14555 or 1800-111-565. You can also check your balance by scanning the QR code on your card using the ABDM app ([3](
Q: How can I renew my Golden Card?
A: Your Golden Card is valid for one year from the date of issue. You can renew your card by visiting any of the Common Service Centres (CSCs) near you. You need to pay a nominal fee of Rs. 30 for renewal. You can also renew your card online by logging in to the BIS portal ([1]( or the ABDM portal ([2](
Q: What should I do if I lose my Golden Card?
A: If you lose your Golden Card, you can get a duplicate card by visiting any of the Common Service Centres (CSCs) near you. You need to pay a nominal fee of Rs. 30 for a duplicate card. You can also download a copy of your card online by logging in to the BIS portal ([1]( or the ABDM portal ([2]( Alternatively, you can use your digital health ID card as your Golden Card by scanning the QR code on it.
Q: Can I add or remove family members on my Golden Card?
A: Yes, you can add or remove family members on your Golden Card by visiting any of the Common Service Centres (CSCs) near you. You need to provide the necessary documents and pay a nominal fee of Rs. 30 for updating your card. You can also update your family details online by logging in to the BIS portal ([1]( or the ABDM portal ([2](
Q: Can I use my Golden Card for outpatient services?
A: No, you cannot use your Golden Card for outpatient services. The Golden Card only covers inpatient services, which require hospitalization for more than 24 hours. However, you can use your digital health ID card to access outpatient services at any of the health and wellness centres under the Ayushman Bharat Health and Wellness Centre (AB-HWC) scheme. You can find the list of health and wellness centres on the AB-HWC website ([4]( 44f88ac181